News

4/15/2026 Lender – also keep testing in the future
4/14/2026 The disruption in the reporting of delayed amounts has been corrected
4/13/2026 Suomi.fi messages will be at your disposal once you identify yourself in our e-service
4/10/2026 Missing income data will be distinguished more clearly in credit register extracts as of October
4/9/2026 Disruption in the reporting of delayed amounts – for the time being, you cannot report a delay until the amount is 61 days late
4/1/2026 The register’s data can now also be used in business lending
3/25/2026 A disruption in the Positive credit register’s API services is over – the APIs are working normally again
3/9/2026 Second-stage loans must be reported to the register by the end of March
3/3/2026 Inaccuracies in income information on credit register extracts between 1 March and 3 March 2026
2/19/2026 Sergel Finans Oy’s certificate expired – gap in reporting
2/18/2026 Inaccuracies in credit card data reported by OP Pohjola have been corrected
2/13/2026 Credit register extracts may have contained inaccurate data in early 2026
2/9/2026 The incident affecting the processing of reported data has been corrected – the investigation of errors is ongoing
2/5/2026 An incident affecting the processing of reported data
2/2/2026 All loan data was recorded in the register – the data transmission problem concerned loans that had ended
2/2/2026 The Incomes Register’s liability for the accuracy of income data expands in 2027 – the change affects credit register extract data
2/2/2026 Positive credit register's newsletter
1/30/2026 Changes to reporting APIs on 1 April 2026 – more improvements
1/29/2026 Some loan data not saved in the register
1/26/2026 Lender, request a data permission in good time: new data can be used starting on 1 April 2026
1/22/2026 Register became more established in its second year
1/16/2026 Reporting of loans granted to business name entrepreneurs and agricultural and forestry operators is progressing slowly
12/17/2025 New content to the credit register extract, the charge for the extract rises next year
12/10/2025 Apartment-specific credit liabilities of housing company loans to the register in 2027
12/5/2025 Nordea has reported an error in deletion of parties from joint-liability loans
12/2/2025 Starting June 2026, loans are registered as terminated when the borrower dies
12/2/2025 Improvements to reporting APIs 1 April 2026
12/1/2025 The reporting of data on loans included in the second stage of the Positive credit register has started – read our updated instructions
11/25/2025 New loan types to the Positive credit register starting in December
11/21/2025 Error situation with Bondora’s data updated to the register in October and November
11/5/2025 Customer experience survey 2025: The Positive credit register is considered reliable, but its usability would need improvement
11/3/2025 The period of signing up as a data notifier for the second stage of the register has ended; 167 lenders signed up
10/29/2025 Lenders – remember to renew your certificate
10/22/2025 Now is the time to become active in stakeholder testing and prepare for changes taking place on 1 December 2025
10/8/2025 Lender – remember to sign up as a notifier of second-stage loan data by 31 October 2025
9/19/2025 Service breaks in the Positive credit register in 2026
9/15/2025 Incorrect data in the register – what do I do?
9/2/2025 Check our updated web pages
9/1/2025 Share your thoughts about the Positive credit register – fill in our customer experience survey no later than 30 September 2025
8/29/2025 Ensure the continuity of your lending business – test the new features in time
8/28/2025 The Positive credit register website earns praise for clarity, up-to-dateness and usability – development will continue
7/29/2025 Lender – sign up as a data notifier for second-stage loans starting 1 August 2025
7/11/2025 An error with updating data to the register in June
6/18/2025 Updated version of instructions on reporting data available – get familiar with the instructions
6/18/2025 You can now make changes to cancelled credit
6/16/2025 The register expands in December – reporting of loans to business name entrepreneurs and agricultural and forestry operators will begin
6/11/2025 What does loan acceleration mean?
6/4/2025 We will continue to communicate about API changes in good time
5/12/2025 Lender – the rollout of the second stage is approaching, read the instructions
5/5/2025 You can activate Suomi.fi Messages when logging in to the register’s e-service
4/15/2025 Stage 2 stakeholder testing is in progress – now is time to start testing
4/10/2025 The Positive credit register celebrated its first birthday – the register’s development will continue and data content will expand in the future
3/28/2025 Register certificates for stakeholder testing are about to expire – remember to renew your certificate
3/24/2025 Changes to service breaks
3/3/2025 The stakeholder testing of stage 2 started today
2/17/2025 Voluntary bans on credits have nearly doubled due to recent data breaches
2/10/2025 The stakeholder testing of the second stage begins on 3 March 2025
2/5/2025 We updated the terms and conditions of use for stakeholder testing
2/3/2025 Study the instructions on the disclosure of information in stage 2
1/13/2025 Price of credit register extract falls at the beginning of the year
12/18/2024 Lender - you will be able to make changes to cancelled credit from 18 June 2025
12/18/2024 The register’s earnings payment data for around 6,700 people was inaccurate in October–November
12/10/2024 As the register's first year comes to an end, a look at what we have learned and what improvements we can still make
12/9/2024 Prepare for stakeholder testing regarding stage 2 of the Positive credit register
12/9/2024 Follow our communication on changes to interfaces
12/3/2024 Lenders find the register useful
11/29/2024 Our chat service to end at the end of the year
11/26/2024 Study the instructions on reporting data in the second stage
11/25/2024 "Zero income" in the credit register extract – why don't grants and a self-employed person's earned income show up in the extract?
11/11/2024 Deficient wage information on credit register extracts between October and November
10/21/2024 The error that generated false benefits payment data on credit register extracts has been corrected
10/15/2024 Incorrect benefit income data on credit register extracts
10/10/2024 Housing company loans will also be reported to the Positive credit register in the future
10/7/2024 Activate Suomi.fi Messages – receive a notification when a loan is applied for in your name
10/7/2024 Additional certificates of the Positive credit register will be ordered from the Finnish Tax Administration’s certificate service as of 9 October
10/1/2024 Tell us about your experiences with the Positive credit register – respond to our customer survey 18 October 2024 the latest
8/19/2024 The second stage of the register is in full swing – API descriptions for lenders are now available
6/17/2024 The register will be expanded – participate in our stakeholder event in September and study the instructions
6/10/2024 Voluntary ban on credits – how can it be set and what impact does it have?
5/27/2024 As a donee of a continuing power of attorney, you can use the e-service without separate Suomi.fi authorisation
5/24/2024 Wrongful requests for credit register extracts for 1,800 persons submitted
5/16/2024 Credit register extracts requested from the Positive Credit Register without relevant grounds
5/14/2024 Intensive first month of the register – less voluntary credit bans than expected
4/30/2024 Enter has been closed
4/30/2024 Incorrect customer data causing unjustified dates of death on credit register extracts have been corrected
4/25/2024 Are you wondering about the register’s information on your home loan or debt arrangement? – read about how your loans are saved in the register
4/22/2024 Unjustified dates of death on some customers’ credit register extracts
4/16/2024 Scam messages about the Positive credit register are circulating again
4/1/2024 The Positive credit register is now open – lenders will start using the register’s data when making credit decisions
3/19/2024 Data is being uploaded to the positive credit register – follow the progress on our website
2/20/2024 Private individual: If you have already granted Suomi.fi authorisations, please do it again
2/19/2024 Scam messages circulating about the positive credit register
2/14/2024 Subscribe to the system information bulletin – receive prompt information about service breaks and disruptions
2/13/2024 The positive credit register's website is being updated
2/7/2024 The Positive credit register will be launched in the spring – a voluntary ban on credits helps to fight over-indebtedness
2/5/2024 The reporting of loan data has started
1/23/2024 Lender: apply for a data permission as soon as possible – the processing takes longer than previously estimated