A disruption has been detected in the Positive credit register’s New loan and Changes to loan APIs. Because of the disruption, some individual reports are not recorded in the register. The disruption started on August 12, 2026. We have identified the problem and will fix it as soon as possible. Read more in our news article.

We apologise for any inconvenience caused.

Our data protection procedure

The Positive credit register contains data on private individuals’ loans and income. You can set a voluntary ban on credits for yourself, and if you do so, it will be stored in the register. We disclose data to lenders and authorities for purposes laid down in the Act on the Positive Credit Register (739/2022).

On these pages, you can find information about the processing of personal data in the Positive credit register. For more information, click a button below.


Page last updated 2/25/2026