Information about the register
The Positive credit register is a register that collects data on private individuals’ credits and income. The purpose of the register is to:
- prevent households from taking on too much debt;
- improve the ability of creditors to assess the creditworthiness of credit applicants;
- help private individuals manage their own finances;
- provide reliable information on the credit market;
- facilitate the monitoring and supervision of credit markets.
The operations of the Positive credit register are determined under the Act on the Positive credit register. The controller is the Incomes Register Unit of the Tax Administration.
How does the register work?
How does the register work? What information is stored there and who can use the data?
Learn about the operating principles and data contents of the register:
Who reports data to the register?
You can check on our website which organisations report data to the Positive credit register.
Latest on the register
We hold regular stakeholder events where we discuss current issues concerning the register and answer any questions stakeholders might have.
The register will also soon expand with the contents included in the second stage of the register’s implementation. We are constantly updating the guidelines for this purpose.
Read more about our current events
Also follow our news bulletins to stay up to date
Contact us
Our customer service is open from Monday to Friday from 9 am to 4 pm.
Contact information for customer service
Use our observation form to report observations or disturbances.
Use our feedback form to provide feedback.