Contrary to previous information, there will be a service break in the stakeholder testing environment on Tuesday, 22 April 2025, from 10:00 to 12:00. We apologise for the change in schedule.

Service break in the Positive credit register's e-service and APIs on Wednesday, 23 April 2025, from 7:00 to 9:00. See the service break schedule.

Private individuals

"Zero income" in the credit register extract – why don't grants and a self-employed person's earned income show up in the extract?

Activate Suomi.fi Messages – receive a notification when a loan is applied for in your name

Voluntary ban on credits

Are you wondering about the register’s information on your home loan or debt arrangement? – read about how your loans are saved in the register

What to do if you have incorrect loan data in the register?

Lenders

The stakeholder testing of stage 2 started today

Lender – report observations or errors via our observation form

Reporting data to the Positive credit register

Notifying of missing data

Sharing information from the Positive credit register

General

What is the Positive credit register?

Frequently asked questions – FAQ

Our contact information

Instructions on the use of the e-service

Help for managing your finances

News

Current issues

In May 2025, we organise stakeholder events for lenders that report and request data in stage 2 of the register. In the events, we focus especially on the signing up as a data notifier and requesting a data permission for the register in stage 2 beginning 1.8.2025. 

Stakeholder events in May  

  • 13 May 2025, 2 pm to 3.30 pm Finnish time (in Finnish)
  • 15 May 2025, 2 pm to 3.30 pm Finnish time (in English) 

Please note that the events are for discussing the new functionalities that will be introduced in stage 2, not the register’s current production use. We will send Teams invitations to April’s events automatically to stakeholders covered by our stakeholder work in stage 2. If you are a new contact person for stakeholder work, submit your contact information to us on the sign-up form.   

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Our newsletter is designed for those who take an interest in the planning, preparation and operation of the new national registration body in Finland. Positive credit register will release newsletters several times every year.