Your credits in one register
Information on all consumer credits of private individuals is reported to the Positive credit register. The main purpose of the register is to prevent households from taking on too much debt. In addition, it helps private individuals to control their finances.
Learn about the register data
Are you interested in what data is stored in the register?
Read more about what data is stored in the register and who can use the register data.
Read also about the contents of the credit register extract, what the extract shows and what it does not show.
Who reports data to the register?
You can check on our website which organisations report data to the Positive credit register.
Voluntary ban on credits
You can set a voluntary ban on credits for yourself in the Positive credit register:
Voluntary ban on credits – how can it be set and what impact does it have?
See also how you can manage your finances and protect your personal data:
Is someone applying for credit in my name?
When you activate Suomi.fi Messages, you will receive a notification whenever a credit register extract is ordered on your data. This also tells you if someone else is trying to apply for credit using your data.
E-service
Would you like to get more detailed information about the credits granted to you? View your personal data or set a voluntary ban on credits for yourself in our e-service.
Read also the instructions on how to use the e-service
Instructions for using the e-service
If you cannot use the e-service, you can also use paper forms to manage your affairs.
Act on behalf of another person
You can authorise another person to use the e-service of the Positive credit register on your behalf. Read more about authorisations:
Questions?
Please contact our customer service if you have any questions.
Contact the customer service of the Positive credit register