Do you receive pension and other income during the year?

If you receive wages from employment, or if you are paid fees from time to time for attendance in various meetings, you need a tax card for wages. The amount to be withheld is 60% if you fail to present a wages tax card to the party that pays you.

For the new tax card you will need 

• Your income estimate for the entire year’s wages 
• Your information on tax-deductible expenses 

If the amount of your pension is unchanged, you are only required to complete the request form with the income and deductions information related to your wages.

Note: if you make any changes to your pension information, the system also sends you a new tax card for pension. 

Instructions: How to request a tax card for wages in MyTax 

Check with your employer whether you need to provide a new tax card or whether the employer receives the withholding rate electronically from the Tax Administration. 

You can work freely while receiving an old-age pension (which may be a workplace pension, or a national pension and guarantee pension): wage income does not affect the amount of the pension. However, other types of pensions (including disability pension) are affected, i.e. certain restrictions apply if the recipient starts working. Always contact the pension provider in advance to find out how working affects your pension. Do that before you begin your work. 

If you earn wages, you not only need your tax card for pension but also a tax card for wages.

For the new tax card you will need this information or documentation:

• Your income estimate for the entire year’s wages from employment
• Your pension provider’s decision letter or other document showing that you will be paid pension 
• Your amounts of income and taxes withheld since January this year, up to today’s date
• Your information on tax-deductible expenses

Instructions: How to request a tax card for wages in MyTax

You will be issued a card indicating equal percentage rates for your wages and for your partial early old-age pension.

The Tax Administration sends the card to the pension company or other provider of pensions. Check with your employer whether you need to present your wages tax card or whether the employer receives the withholding rate electronically from the Tax Administration.

As a recipient of informal caregiver’s allowance you need a specific tax card.

For the new tax card you will need

• Your income estimate for the entire year’s amount of the allowance
• Information on the date when you begin receiving the allowance

Instructions: How to request a tax card in MyTax – pension, informal care support

Fill in the income amount under “Income for foster care provider, day care provider or family caregiver” at the Other income stage: Family caregiver’s fees. 

Show the tax card to the party that pays you.

For tax purposes, income in the form of trustee’s fees is trade income. You need a tax card for trade income. 

Instructions: How to request a tax card in MyTax for trade income 

Select “I receive trade income – I am not in the VAT register”  

Please note that you cannot use your tax card for wages because there is no employer-employee relationship between you and the party that pays you the trade income.  

For more detailed instructions, see:  

• “Tax responsibilities of trustees and principals” — Ohjeita edunvalvojalle – edunvalvojan ja päämiehen veroasiat (guidance in Finnish and Swedish)
• Wages or trade income?