Tax cards

If you need a tax card for 2018, log in to MyTax to get it.

Request a tax card at MyTax

See the guidance for using MyTax: How to order a tax card in MyTax


If you don’t expect changes in your income, you can continue using the 2018 card up to 31 January 2019.

Tax cards for the remaining months of 2018

If you need a new tax card for November and December, order it in MyTax by 18 December.

You can continue using the 2018 card up to 31 January 2019. The calculation of income for 2019 will start over from zero in January.

Tax cards for 2019

You will receive your tax card for 2019 in December 2018 or January 2019, both in MyTax and by letter. The card will come into force on 1 February 2019.

If you need a new tax card, you can get it in MyTax as of 13 December 2018.


You will need information on your income and deductions for your tax card

Estimate your total income for the year.

Calculate the income and taxes accrued from the beginning of the year.

Add information on possible deductions.


You can choose to print the tax card yourself or receive it by mail to your home or other address, such as your employer’s address. Cards created in MyTax are saved as pdf files in MyTax, so you can start using your card whenever you need it. Most employers or other payors need to have the tax card in their accounting office approximately 2 weeks in advance of their next payday.

You can also order a tax card in other ways

New tax cards have new features

Natural persons who reside in other countries have a “municipality of domicile” in Finland for tax purposes – it is either Helsinki or Mariehamn/Maarianhamina.  However, the nonresident person’s actual municipal tax is determined by the average rate of municipal income tax. This practice is the same as before. In other words, the printed municipality of domicile on your card has no impact on your percentage rate of withholding.

You do not need to request an increase for your tax rate from the Tax Administration. You can directly ask your employer or other payer of income to apply a withholding rate or additional rate higher than the rate on your tax card. Increasing the rate may be necessary if the tax rate has been calculated based on deductions that you will no longer have in 2018 or 2019 (such as expenses for the production of income, or interest).

If your income is considerably lower or your deductions are considerably higher than what is stated on the tax decision enclosed with your tax card, you can request a lower tax rate online or at a tax office.

If you do not request a decreased tax rate, all the excess taxes withheld from your income due to your high tax rate will be refunded to you with interest. Even if you  request the change later in the year, you will receive the same benefit during 2018 or 2019.

Request a tax card at MyTax