Tax card

If you need a tax card, log in to MyTax to get it.

Request a tax card at MyTax

Use calculator to estimate whether you need a change in your withholding tax percentage rate.

Read instructions on how to order a tax card in MyTax

You will need information on your income and deductions for your tax card

Estimate your total income for the year.

Calculate the income and taxes accrued from the beginning of the year.

Add information on possible deductions.

Cards are saved as pdf files in MyTax, so you can start using your card whenever you need it. Most employers or other payors need to have the tax card in their accounting office approximately 2 weeks in advance of their next payday.

You can also order a tax card in other ways

Frequently asked questions

I have not made changes to my tax card during the year

Go to your MyTax Mailbox and open the prepayment decision you received in December 2020.  If you cannot see the decision, click Show all.

The prepayment decision includes the amount of income you are estimated to receive during the year. The withholding rate on your tax card is based on this estimate.

If the estimate is high enough to cover your income for the entire year, the payor will use your basic tax rate.

If the estimate is too low, go to Tax card and prepayments and select Request a new tax card.

If you do not change your tax card, the payor will withhold tax on the income that exceeds the income ceiling at the end of the year according to your additional withholding rate.

If you want to avoid paying back taxes, use the tax rate calculator to estimate whether you need to change your tax rate. Request a new tax card in MyTax, if necessary.

If you have multiple employers, you must keep track of your income ceiling by yourself. If necessary, request a new tax card or make an additional prepayment. This way, you can avoid paying back taxes.  

Please note: The withholding rate on your 2021 tax card will also be used in January 2022. However, the calculation of your income restarts from zero at the beginning of the year. Your 2022 tax card will be taken into use on 1 February 2022. 

I have made changes to my tax card during the year

Go to MyTax and check the income ceiling in the section Tax card and prepayments.

If the income ceiling seems high enough, you do not have to do anything.

If you think the income ceiling is too low for the rest of the year, select Request a new tax card. By changing your tax rate for this year you can avoid paying back taxes next year.

If you do not request a new tax card, the payor will withhold tax on the income that exceeds the income ceiling according to your additional withholding rate.

If you have multiple employers, you must keep track of your income ceiling by yourself. If necessary, request a new tax card or make an additional prepayment. This way, you can avoid paying back taxes.  

Please note: The withholding rate on your 2021 tax card will also be used in January 2022.  However, the calculation of your income restarts from zero at the beginning of the year. Your 2022 tax card will be taken into use on 1 February 2022.

If your income changes or if the income ceiling needs to be changed, you need a new tax card. Request a new card if you change jobs, become unemployed, etc.

When you submit an order for a new tax card, you can also report some deductible expenses that you must pay this year, so that they can be taken into account and will lower your withholding rate.

Guidance on how to apply for a tax card in MyTax

Invoicing service companies have different ways of operating.

Read more about working through an invoicing service company

You do not need to request an increase for your withholding from the Tax Administration unless you are exceeding the annual income ceiling stated on your card. You can directly ask your employer or other payer of income to apply a withholding rate or additional rate higher than the rate on your tax card. Increasing the rate may be necessary if the tax rate has been calculated based on deductions that you will no longer have in 2021 (such as expenses for the production of income, or interest).

Your 2021 tax card contains an income ceiling for 11 months (from February to December). The calculation that you received enclosed with the card shows your income ceiling for 12 months.

If your income will be higher than the ceiling, you must request a new tax card.

See the guidance for using MyTax: How to order a tax card in MyTax

If your income is considerably lower or your deductions are considerably higher than what is stated on the tax decision enclosed with your tax card, you can request a lower tax rate online or at a tax office.

If you do not request a decreased tax rate, all the excess taxes withheld from your income due to your high tax rate will be refunded to you with interest. Even if you  request the change later in the year, you will receive the same benefit during 2019.

Request a tax card at MyTax

Yes, you can. Go to your MyTax mailbox. You will find the tax card in a printable format.

When you have opened your tax card in MyTax, you can save it as a PDF file in two different ways:

  • Option 1: Click Save and select PDF as the format.
  • Option 2: Click Print. Select “Save As PDF”. Click Save. Select the folder where you want to save your tax card. Click Save.

How to print a document and enable popups in MyTax

What devices and browsers are recommended for MyTax?

Yes, you the employee can notify your employer company that you want a higher withholding percentage. Contact your employer to receive exact instructions.