How to request a tax card in MyTax – pension, informal care support, trade income, stock options, pay from your own company

If your income changes, request a new tax card in MyTax. For a tax card, you will need information on your income and any deductions.

These instructions will help you to request a tax card in the following situations:

  • you start receiving pension
  • you receive informal care support
  • you receive wages from your own company
  • you receive trade income or compensation for use
  • you receive employee stock options.

Log in to MyTax (opens in a new window)

Do as follows in MyTax

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    Click the Tax cards and prepayments link in the Tax card and prepayments 2022 section.

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    Click the Request a new tax card button.

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    Click Select the complete tax card request.

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    The request has 6 stages. Fill in the new or changed details in the different stages of the request:

    1. Basic details – check that the details are correct.
    2. Pre-completed income and deductions – in this stage, you can change the details based on which your current tax card has been calculated.
    3. Other income – in this stage, you can report a new pension or trade income, for example.
    4. Other deductions – in this stage, you can report a tax credit for household expenses, for example.
    5. Delivery method – select the tax card’s period of validity and delivery method.
    6. Preview and send – check the summary to make sure the details are correct. After that, submit the request.

Select the situation that applies to you to get detailed instructions

In order to request a tax card, you need information on your income and deductions. Make sure you have your pension decision at hand.

  1. Check that the details on your wages are correct in the Pre-completed income and deductions stage.

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    Report a new pension in the Other income stage of the tax card request.

    1. Go to the Pensions section and select Yes.
    2. Click Add new pension.
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    Select the pension payor’s name from the menu. Also select the pension type, such as old-age pension.

    Look up the following details in the pension decision and enter them on the tax card request:

    • start and end date for the pension payments in the current year
    • do you receive pension every month
    • amount of pension in euros per month.

    If you are requesting a new tax card in the middle of the year, also report the following:

    • pension received so far during the year
    • tax withheld on the pension from January up until the current day, i.e. how much tax you have paid on your pension so far during the year.
      (Also report pension you have received for the previous year if it has been paid in the current year.)
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    If you are requesting periodisation of pension income, select Yes. Enter the start and end date of the period, and the amount of pension.

    You can request periodisation if you have received at least €500 in pension during the year and the pension concerns a period of 3 months or more in previous years.

    Finally, click OK.

If no changes have occurred that affect the amount of your pension income, follow the instructions below to ask for a tax card for your wages.

If you are filling in the income information and it contains both pensions and wages, do this:

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    The Pre-completed income and deductions stage — Pay and fringe benefits:

    Select whether you enter the amounts paid and taxes withheld, or do you rely on the pre-completed amounts retrieved from the Incomes Register.

    If you enter the amounts yourself, enter the pay you have received since 1st January this year and the total amounts withheld on it.

    Next, estimate your upcoming future income consisting of wages: You can choose whether you estimate

    • Your pay for the entire year (12 months)
    • Your pay for the remaining months of the year (from the date when the new tax card enters into force until the end of the year).

    Make a calculation of the total wages, salaries, fees, holiday bonuses and fringe benefits that you get from all paid work. Do not include any social benefits, pensions, study grants or pay received from foreign payors. You will be able to enter these items separately.

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    The Other income stage — Pensions:

    Select Yes for Pensions first, then click on Add new pension.

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    Select the pension payor’s name from the menu. Also select the pension type, such as old-age pension.

    Look up the following on your pension decision and enter the information on the tax-card application form:

    • Start date and end date for the pension payments in the current year
    • Do you receive pension every month?
    • Amount of the pensions, euros per month

    If you are requesting a new tax card part way through the year, also fill in:

    • Your pensions received so far during the year
    • The tax withheld, from January up to the current day, i.e. how much tax you have paid on your pensions so far during the year
      (If this year, you have received an amount of pension that relates to last year or to a prior year, you must include it.)
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    If you demand periodisation of your income taxes on the pensions, select Yes. Enter the start and end date of the period, and the amount of pension.

    You can request periodisation if you have received at least €500 in pension during the year and the pension concerns a period of 3 months or more prior to the tax year.

    Click on OK to finish.

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    Report informal care support in the Other income stage of the tax card request.

    • Scroll down until you get to Income for foster care provider, day care provider or family caregiver.
    • Select Yes at Family caregiver’s fees.
    • Enter an estimate of the fees for the entire year, as well as information on the fees that have already been paid and the taxes withheld on them.

Follow these instructions if

  • you draw wages from your own limited liability company during the year
  • you are insured under YEL and pay YEL insurance contributions
  • the amount of YEL work income has been determined with the insurance company.
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    Proceed to Pre-completed income and deductions.

    • In the section Pay and fringe benefits, enter the pay you receive from your own limited liability company. If you also receive pay from other sources, add up all the wages and salaries and enter the amount in the Pay and fringe benefits section.

      Remember to report the pay you have received since the start of the year as well as the withholdings you have paid.
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    Move on to Other income.

    • Go to the section Business income and entrepreneur’s work income.
    • Select Yes in the Pay of YEL or MYEL insured entrepreneur section. Re-enter the pay you receive from your own company.
    • Select Yes in the Work income under YEL or MYEL section. Enter the YEL work income that has been determined with the insurance company.
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    Move on to the Other deductions stage.

    • Go to the Other deductions section.
    • Select Yes in the YEL or MYEL contributions or other mandatory pension insurance contributions section. Enter the pension insurance contributions you have paid to the insurance company.

If necessary, check what is considered compensation for use.

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    Report compensation for use in the Other income stage of the tax card request.

    • Scroll down until you get to the Compensation for use and trade income section.
    • Select Yes for Compensation for use.
    • Enter an estimate of the compensations for use for the entire year, as well as information on the compensations for use that have already been paid and the taxes withheld on them.

If necessary, check whether the payment in question is wages or trade income.

If you are not liable to pay VAT and you are not in the prepayment register, do as follows:

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    Move on to the Other income stage.

    • Scroll down until you get to the Compensation for use and trade income section.
    • Select Yes at Trade income when you are not on the prepayment register or liable to pay VAT.
    • Enter an estimate of the trade income for the entire year, as well as information on the trade income that has already been paid and the taxes withheld on it.
    • If you are insured under YEL: Scroll down to Business income and entrepreneur’s work income. Select Yes in the Work income under YEL or MYEL section to report the details.
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    If you have expenses related to trade income, move on to the Other deductions stage.

    • Select Yes for Expenses for the production of income.
    • Click Open specification under Expenses for the production of other income than wage income.
    • Enter the expenses in the field Expenses for the production of other work income.
    • If you are insured under YEL: Scroll down to the Other deductions section. Select Yes in the YEL or MYEL contributions or other mandatory pension insurance contributions section to report the details.

If necessary, check whether the payment in question is wages or trade income.

If you are liable to pay VAT but are not in the prepayment register, do as follows:

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    Report trade income and YEL work income in the Other income stage of the tax card request.

    • Scroll down until you get to the section Business income and entrepreneur’s work income.
    • Select Yes for Trade income when you are not on the prepayment register but you are liable to pay VAT.
    • Enter an estimate of the trade income for the entire year, as well as information on the trade income that has already been paid and the taxes withheld on it, and the expenses related to the trade income.
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    If you are insured under YEL:

    • In the Other income stage, scroll down to Business income and entrepreneur’s work income. Select Yes in the Work income under YEL or MYEL section to report the details.
    • Report the YEL pension insurance contributions you have paid to the insurance company in the Other deductions stage. Select Yes in the YEL or MYEL contributions or other mandatory pension insurance contributions section to report the details.
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    The Pre-completed income and deductions stage — Pay and fringe benefits:

    Select whether you enter the amounts paid and taxes withheld, or do you rely on the pre-completed amounts retrieved from the Incomes Register. If you enter the amounts yourself, enter the pay you have received since 1st January this year and the total amount withheld on it.

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    Next, estimate your upcoming future income consisting of wages: You can choose whether you are:

    • submitting an estimate of the entire year’s pay (12 months), or
    • an estimate for the remaining part of the year (from the date when the new tax card enters into force until the end of the calendar year).

    Make a calculation of the total wages, salaries, fees, holiday bonuses and fringe benefits that you get from all paid work. However, do not include your stock options here.

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    The Other income stage:

    Scroll all the way down, and click Show more.

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    Scroll to Employee stock options and stock grants. Click the Yes button.

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    Enter the income value of your employee stock options in Estimated income for the entire year (gross).

    If the “Method of reporting income received” selection appears, do not select information retrieved from the Incomes Register here. Enter the stock-options income yourself under Income received so far, since start of the year (gross), if part of that income is already recorded in your employer’s payroll accounts (the income in the form of employee stock options appears on your pay slip).

    Make the right selection for whether your stock options are connected to Wage income or Other income. For the majority of employees, the selection is Wage income.

    Select whether you want to pay the tax for the employee stock options as a prepayment. If you receive high income in the form of stock options, we recommend that you select Yes. If you pre-pay the income tax, you will not have to pay back taxes later.

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    The final selection is Do you receive wage income not subject to pension and unemployment insurance contributions?

    First click the Yes button, and then enter your income in the form of employee stock options in Estimated income for the entire year (gross).

Select a delivery method and submit the request

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    After you have reported the details, go to Delivery method.

    • Enter the date from which your new tax card is valid.
    • Select whether you want your tax card to be delivered
      • only electronically to MyTax
      • to MyTax and by post to your home
      • to MyTax and directly to the payor.

    If you select the last option, you must then enter the payor’s address and other details.

    Go to Preview and send.

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    • Check that the details are correct. Click Edit or Previous to make corrections.
    • If you wish to continue filling in the details later, select Save as unfinished. The data entered in the unfinished request will be saved for 1 month. The Tax Administration will not process the data before you have submitted it.
    • Once all the details are correct, click Submit. After this, you will receive an acknowledgement of receipt.

    The new tax card will be delivered to the recipient of your choice. If you requested a tax card for pension, the tax card will be sent directly to the pension payor. A copy of your tax card is always available in MyTax