Order a tax card for your pension
You retire
You will need a tax card for your pension, because pensions are taxed differently to pay.
Request a tax card in good time, as soon as you have received your pension decision.
What to do:
- You receive your tax card for 2022 in December or January. You can make changes to your tax card after receiving it.
- Your tax card for 2021 will be used for the income you receive in January 2022, unless you have requested changes to your 2022 tax card.
- You will need your tax card for pension income by February 2022. If you do not deliver your pension tax card to the payor, they will withhold 40% of tax on your pension.
For your pension income tax card you will need
- the decision on your initial pension
- information on your income from the start of the year
- details on withholding and deductions.
You cannot obtain a tax card without these.
See the instructions: How to request a tax card for pension income in MyTax
You can also order a tax card in other ways
- Call number 029 497 000.
- Fill in the paper form.
- Visit the Tax Office.
We will send the new tax card directly to the pension provider.
Retired
When you have ordered a tax card for your pension, the Finnish Tax Administration will automatically send information on your tax rate to your pension provider each year. You can look up the decision concerning tax prepayments to check the names of the payors that the Tax Administration has sent the information to. You can find the prepayment decision in MyTax: First go to the Communication tab and then click Open decisions and letters under Decisions and letters.
In addition, you receive details about your tax card in MyTax and by post each year, Check these details to ensure that a tax rate has been provided for your pension for the following year.
If this information is missing, order a new tax card.
See the instructions: How to request a tax card for pension income in MyTax
You can also order a tax card in other ways
- Call number 029 497 000.
- Fill in the paper form.
- Visit the Tax Office.
Tax card for pension income requested after 7 November 2022
If you have requested a tax card for pension income after 7 November, you will not receive a pension tax card for 2023 automatically.
What to do:
- You receive your tax card for 2023 in December or January. You can make changes to your tax card after receiving it.
- Your tax card for 2022 will be used for the income you receive in January 2023, unless you have requested changes to your 2023 tax card.
- You will need your tax card for pension income by February 2023. If you do not deliver your pension tax card to the payor, they will withhold 40% of tax on your pension.
See the instructions: How to request a tax card for pension income in MyTax
You can also order a tax card in other ways
- Call number 029 497 000.
- Fill in the paper form.
- Visit the Tax Office.
Further information
If you receive care allowance, you will need a special tax card for this.
To obtain the tax card, you will need information on the start date of the payment of care allowance and how much is paid each month.
Submit the tax card to the payer of the care allowance.
The tax rate for care allowance tends to be fairly high, but your pension income tax rate will remain unchanged. Any overpaid taxes will be paid back to you as a tax refund.