Tax card for students
If you are a student and receive wage income, you will need a tax card.
If a study grant is your only form of income
You do not need a tax card if you are a full-time student and your only income is a study grant from Kela, i.e. financial aid for students. Kela does not withhold tax on the study grant. This means that the entire study grant amount will be paid to your bank account.
If you are studying and working
If you receive a study grant from Kela and also work and receive wage income, you will need a tax card for wages. A study-grant, provider supplement to the study grant and supplementary allowance for the purchase of study materials affect the withholding rate on your wages, i.e. the amount of tax you need to pay on your wages.
A general housing allowance and student housing supplement are tax-exempt income. You do not need to report them when you are requesting a tax card.
See the instructions:
- How to request a tax card when you receive a study grant and wages in MyTax
- How to request a tax card for trade income in MyTax
- general information on tax card for wages
Ask your employer how to deliver the tax card
Check with the employer or payor of other income how they want to receive your tax card information. Many employers and other payors receive tax card details electronically directly from the Tax Administration. In that case, you do not need to take any action.
If the payor does not receive your tax card details electronically, you yourself must provide them for example by presenting or sending the tax card to the payor. Check with the payor how to proceed and when the information is needed. Take into account that your employer may need the tax card details about 2 weeks before wage payment.
Keep track of your earnings
Your tax card has one income ceiling for the entire year. The income ceiling is the maximum amount of income to which your withholding rate applies.
Keep track of the total wages you earn from different jobs during the year. If your income exceeds the income ceiling, request a new tax card.
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