Which bank account is the refund paid into?

Your tax refund is paid into the bank account that you have given us. Check the account number in MyTax or on your pre-completed tax return or tax decision. If you have not given your bank account number to the Tax Administration, or if your account number has changed, log in to MyTax to submit a valid bank account number. Alternatively, you can use a paper form.

Please note: the Tax Administration's data system has only one bank account number per taxpayer.

If you submit the account number in MyTax, it is updated in our data system immediately. MyTax also allows you to submit the bank account number of your underage child. You cannot submit an account number by telephone.

See the guidance: How to submit a bank account number in MyTax

Read more:  Change of bank account number.

When is the deadline to submit the account number?

Submit your bank account number to us as soon as you can. This ensures that you receive your tax refund into your bank account on the refund date. The date when the Tax Administration pays out refunds is provided in your tax decision and in MyTax. When you submit the account number in MyTax, you do not have to wait for the refund. If you submit it on a paper form, there may be delays while your form is being processed.

Deadlines for submitting your bank account number.
Date when refunds are paid out, stated on the tax decision Deadline to submit bank account number in MyTax Deadline to submit bank account number on paper
6 July 28 June 15 May
4 Aug 27 July 15 May
4 Sept 27 Aug 31 July
6 Oct 28 Sept 31 Aug
4 Nov 26 Oct 30 Sept
3 Dec 26 Nov 30 Oct

How do I get my refund if I have not given my account number on time or at all, or if my bank account has been closed?

If you haven't given us a bank account number, or if your account is closed, we pay the refund as a “cheque” or a money order through the OP bank. To cash money orders is subject to a charge, as stated in the OP price list. Because of this, the Tax Administration does not send out money orders for refunds below €15. However, you can receive a money order if you request it.

The OP bank will send you a letter with the money order, using your address in the Tax Administration’s records. You cannot receive the money order unless the address is in Finland. After you have received a notification, you can get your tax refund as a bank transfer from any OP bank office or as a cash payment from those bank offices that offer cash withdrawal services. You must do this in 28 days. For more instructions, see the notice you receive from the bank. Please bring along the notice when cashing the money order.

If you have not cashed the money order in 28 days, the bank sends your refund back to the Tax Administration. You will then receive a letter asking you to inform the Tax Administration of your bank account number. When you have submitted your account number in MyTax, we can pay the refund to your bank, and you can get it in one week.