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How to claim tax credit for household expenses

You can report creditable expenses either for your tax card or for your tax return. The year when you paid the expense determines the tax year for which you can report it for the tax credit for household expenses.

Example: You signed a contract with a company on 1 December 2024 and the company performed the service and finished it in your household during December. You paid the invoice on 15 January 2025. Claim the credit for the 2025 tax year.

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How to claim the tax credit for 2025

There are two alternative ways to provide information in advance, before the current year has ended:

  1. Reporting the expenses so that the withholding percentage on your 2025 tax card becomes lower. 
  2. Reporting the expenses only, without any revision to your 2025 tax card.

  1. After you have logged in to MyTax, select the Tax cards and prepayments link under Tax card and prepayments 2025 on the home page.

  2. Click Request a new tax card.

  3. Click Select the complete tax card request.

    If you are reporting only travel expenses, you can also select a short request.

  4. Go through the stages of the request and enter new or changed details.

    Note that when you report a deduction for your tax card, you will also have to change your income details. You can adopt Incomes Register information in the Pre-completed income and deductions stage, for example.

Go to the Individual income tax section, select Tax card and prepayments 2025 and click the  Tax credit for household expenses 2025 link.

How to claim a 2024 tax credit on the pre-completed tax return in spring

When you have received your pre-completed return in spring 2025, carefully check the pre-filled amounts and data on it.

  • If you are satisfied that the expenses are pre-filled as they should be, you do not need to fill in any further information.
  • If something is missing, please send detailed information on the creditable household services that you paid for during 2024.

If you are filing on paper, you can find the link to the form at the bottom of the page. 

  1. Log in to MyTax (opens in a new window)

  2. First, go to the Individual income tax section and select Pre-completed tax return 2024, then click the link Check your pre-completed tax return.

  3. Click Make corrections to the pre-completed tax return.

    Here you can also find the link Open details on securities trading as a CSV file. If you have sold stocks or other securities during the tax year, you can view the trading in table format. Please note that you cannot edit or send data via the table. Make changes in the Profit from selling securities section on the tax return.

  4. The tax return has 5 stages. If you make changes to your tax return, you can send it at Preview and send, which is the last stage of the tax return. Scroll down the page and click Submit.

  • If you file on paper, see the “Tax credit for household expenses” section in the MyTax instructions.

    If you have filed tax credit for household expenses previously for your tax card or prepayments, you can see it in the Pre-completed income and deductions stage. Correct details, if necessary, in this stage. The details are also shown pre-completed if you have agreed with the company that performed the work that it files the information for you.

    Otherwise move on to Other deductions. First select Yes under Tax credit for household expenses, and then click Add a new expense.

    Next, select whether you have bought the work from a company or have hired an employee.

    If the work was done abroad, attach a certificate of tax compliance for foreign businesses (Form 14C) to the return.

    • The type of work is the work for which you claim the credit. See the types of work that entitle you to the credit.
    • State where the work was done and enter a more detailed description of the work (such as weekly cleaning, child care, kitchen renovation).
    • The contract date is the date when you made a contract on the work with the company. If no written contract was made, enter the date when you ordered the work.
    1. The work was done by a company:
      • The first date of payment is the date when you first paid trade income to the company during the year. If you have paid trade income multiple times to the same company, also enter the last payment date of the year.
      • You can get credit for the part of the expenses charged for the work itself, but not for any other costs, such as materials or travel expenses. Because of this, the company that did the work must also include in the invoice a specification of the expenses that do not count towards the tax credit for household expenses. If the work-related share is not specified in the invoice, ask the company that did the work for more information.
      • Enter the sum total of the invoice you paid in Total amount paid, including VAT. Enter the amount charged for the work itself in Work’s share of the amount paid, including VAT. Do not subtract the credit threshold. The Tax Administration calculates the credit and subtracts the threshold amount from it on your behalf.
      • If you file the information on paper, use 14A Tax credit for household costs, work performed by company.
    2. You hired an employee:
      • The first date of payment is the date when you paid wages to the employee for the first time during the year. If you have paid wages to the same employee in multiple instalments, also enter the last payment date of the year.
      • Enter the gross wages you have paid, including fringe benefits, in Total wages paid. Do not add travel expenses or other expense allowances to the amount, because they are not counted towards the credit for household expenses.
      • Also enter the total amount of indirect wage expenses:
        • employer's health insurance contribution
        • employer's share of mandatory pension insurance contribution
        • employer's share of unemployment insurance contribution
        • accident insurance contribution
        • group life insurance contribution.
      • Do not include the employee’s pension insurance contribution and unemployment insurance contribution because they do not entitle you to a credit.
      • If you file the information on paper, use Form 14B (Tax credit for wages paid to a household employee).

    Do not subtract the credit threshold. The Tax Administration calculates the credit and subtracts the threshold amount from it on your behalf.

    If you have divided the expenses with someone else, such as your spouse, report your share of the amount that you entered in the section Work’s share of the amount paid, including VAT. 

    Example: You and your spouse have ordered renovation work for your kitchen. You want to divide the tax credit for household expenses between yourselves. The sum total of the invoice is €12,000. The amount charged for work is €4,500. Both of you submit the following amounts on your tax returns:
    - Total amount paid, including VAT €12,000
    - Work’s share of the amount paid, including VAT €4,500 
    - Your share of the work expenses €2,250.

    Finally, assure that you have not received any of the financial aids mentioned. When everything is correct, click OK.

    If you are filing on paper, remember to include your signature on the form.

You need the following information for the tax credit for household expenses

When you buy services from a company:

  • the company’s Business ID (Note that the company must be in the prepayment register)
  • the exact date when you made the contract with the company. If there was no contract written out, you need to fill in the date when you ordered the work.
  • the invoice total
  • the share of the expenses paid for work, including VAT.

You can get credit for the share of the expenses charged for the work itself, but not for other costs (such as tool or travel expenses). For this reason, the company that did the work must also include in the invoice a specification of the expenses that do not count towards the tax credit for household expenses. If the work-related share is not specified in the invoice, ask the company that did the work for more information.

The exact date of placing the order (or the date of contract) is needed, because the company’s prepayment registration must be valid at the time. If the company was prepayment-registered when the contract was made, you can claim the credit for household expenses even if the company would later be removed from the register.

An agreement between a house cleaning company (or a similar service company) and yourself may be in force until further notice: it is recommendable that you re-check the continued validity of that company’s registration at least once a year.  For example, if contract date is 15 April 2025, the appropriate date to verify the service company’s prepayment registration will be 15 April 2026.

When you hire an employee:

  • the employee’s personal ID
  • the gross wages you paid to the employee (including tax withheld)
  • details on indirect wage expenses.

Save the receipts for the work done.  We may ask you to show them later. Read more about how long you should save your receipts.

Frequently asked questions

The credit is deducted primarily from your taxes on earned income and capital income. Most other deductions reduce the amount of earned income that is taxed, not the amount of tax itself. This means that the tax credit for household expenses has a bigger effect on your taxes.

Please note that if you do not have enough taxes payable to benefit from the full amount of the credit, the amount that was not credited to you this year cannot be carried over to the next year.

Yes, you can. If you paid an invoice in 2023, for example, you can no longer report it on your tax return because the tax-filing season has ended. However, if you want to, you can file a claim for adjustment.

Check for which years it is still possible to make a claim for adjustment

A financing agreement means that a financing company pays the invoice to the company that sells kitchen fittings, and you pay your debt to the financing company.

You can deduct the cost of work in the year when you concluded the financing agreement. However, if the work begins only after the year when the agreement was concluded, you are not entitled to the credit until the year when the work is actually started. The credit for household expenses is granted only on the expenses that relate to the actual work. The expenses attributable to work must therefore be separated from other expenses on the financing agreement.

Example: You concluded a €1,000 financing agreement with a contractor in 2024. The work qualifying for the credit for household expenses is not started until March 2025. Because the work is started in 2025, you can claim the credit for household expenses for tax year 2025, and the euro limits are those applied in 2025.

If you have made a hire-purchase agreement with the kitchen firm and pay to them directly, you are entitled to the credit in a year when you pay an instalment according to the hire-purchase agreement. In other words, the expenses may be divided between different years in the case of hire purchase.

Read more about financing agreements and hire purchase agreements (available in Finnish and Swedish, link to Finnish)

Companies are able to file information on behalf of their clients, provided that they have started using the new API for filing. If you have agreed that the company files your information to the Tax Administration, you can find the information pre-completed in MyTax.

  1. Go to “Tax card and prepayments 2025”, click the link Tax credit for household expenses 2025, and check that the information is correct. If you wish, you can request a new tax card in which the tax credit is taken into account.
  2. The Tax Administration may also propose a change to your tax card during the tax year. In such a case, we will contact you by post or via MyTax.
  3. Please note that the majority of companies do not yet file information on behalf of their clients. So make sure to add any missing information to your tax card request or tax return.

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Page last updated 6/4/2025