How to claim tax credit for household expenses
You can report creditable expenses either for your tax card or for your tax return.
- If you report the expenses for your tax card, you will benefit from the credit immediately.
- If you report the information for your tax return in advance, the details will be included in the tax return you receive in March. The credit will be either subtracted from the amount of back taxes you have to pay or added to the tax refund you receive.
- You can also report the information when filing your tax return in March or April.
The payment year determines the year for which you can report the details of the tax credit for household expenses.
Example: You signed a contract with a company on 1 December 2024 and the company carried out the work in your household during December. You pay the invoice on 15 January 2025. Claim the credit in the tax assessment for 2025.
- Tax card 2025: When you file the credit for your tax card:
- Log in to MyTax and click the Tax cards and prepayments link on the home page.
- Click Request a new tax card.
- Report the tax credit for household expenses in the Other deductions stage.
- Please note that the system also asks you to change your income amount in the Pre-completed income and deductions stage – changing the amount by just one euro is enough if you cannot make a more specific estimation.
- Remember to check your pre-completed tax return next spring and confirm that all the details are correct.
- Tax return 2024: If you report the credit for your tax return in advance:
- Log in to MyTax. Go to the Individual income tax section and select Tax year 2024, then click the link Filing income and deductions.
- Report the tax credit for household expenses in the Other deductions stage. You can also report certain other types of income and deductions for your tax return in advance.
- Tax return 2024: When you file the credit for your tax return on the tax-filing season in March or April:
- Log in to MyTax and click the Check your pre-completed tax return link on the home page.
- Click Make corrections to the pre-completed tax return.
- Report the credit for household expenses in the Tax credit for household expenses section, which you can see either in the Pre-completed income and deductions stage or in the Other deductions stage.
More detailed guidance: How to file deductions in MyTax
If you are filing on paper, you can find the link to the form at the bottom of the page. For guidance, see the ‘Tax credit for household expenses’ section in the MyTax instructions.
You need the following information for the tax credit for household expenses
When you buy services from a company:
- the company’s Business ID (Note that the company must be in the prepayment register)
- the invoice total
- the share of the expenses paid for work, including VAT.
You can get credit for the share of the expenses charged for the work itself, but not for other costs (such as tool or travel expenses). For this reason, the company that did the work must also include in the invoice a specification of the expenses that do not count towards the tax credit for household expenses. If the work-related share is not specified in the invoice, ask the company that did the work for more information.
When you hire an employee:
- the employee’s personal ID
- the gross wages you paid to the employee (including tax withheld)
- details on indirect wage expenses.
Save the receipts for the work done. We may ask you to show them later. Read more about how long you should save your receipts.
Further information
How much credit can I claim? Use the calculator to estimate the amount of credit
Requirements for tax credit for household expenses
You are sharing the tax credit for household expenses with your spouse
Frequently asked questions
You can claim tax credit for household expenses per calendar year.
The credit is deducted from the taxes of the year when you paid the company’s invoice or the wages and employer’s contributions for your employee. For example, if you order renovation work at the turn of the year and you pay invoices for the work during two different calendar years, you can claim the tax credit for both years. However, you will also have to pay the credit threshold amount twice.
The credit is deducted primarily from your taxes on earned income and capital income. Most other deductions reduce the amount of earned income that is taxed, not the amount of tax itself. This means that the tax credit for household expenses has a bigger effect on your taxes.
Please note that if you do not have enough taxes payable to benefit from the full amount of the credit, the amount that was not credited to you this year cannot be carried over to the next year.
A financing agreement means that a financing company pays the invoice to the company that sells kitchen fittings, and you pay your debt to the financing company.
You can deduct the cost of work in the year when you concluded the financing agreement. However, if the work begins only after the year when the agreement was concluded, you are not entitled to the credit until the year when the work is actually started. The credit for household expenses is granted only on the expenses that relate to the actual work. The expenses attributable to work must therefore be separated from other expenses on the financing agreement.
Example: You concluded a €1,000 financing agreement with a contractor in 2024. The work qualifying for the credit for household expenses is not started until March 2025. Because the work is started in 2025, you can claim the credit for household expenses for tax year 2025, and the euro limits are those applied in 2025.
If you have made a hire-purchase agreement with the kitchen firm and pay to them directly, you are entitled to the credit in a year when you pay an instalment according to the hire-purchase agreement. In other words, the expenses may be divided between different years in the case of hire purchase.
Read more about financing agreements and hire purchase agreements (available in Finnish and Swedish, link to Finnish)
Yes, you can. If you paid an invoice in 2023, for example, you can no longer report it on your tax return because the tax-filing season has ended. However, if you want to, you can file a claim for adjustment.
Check for which years it is still possible to make a claim for adjustment
Companies are able to file information on behalf of their clients, provided that they have started using the new API for filing. If you have agreed that the company files your information to the Tax Administration, you can find the information pre-completed in MyTax.
- Go to “Tax card and prepayments 2025”, click the link Tax credit for household expenses 2025, and check that the information is correct. If you wish, you can request a new tax card in which the tax credit is taken into account.
- The Tax Administration may also propose a change to your tax card during the tax year. In such a case, we will contact you by post or via MyTax.
- Please note that the majority of companies do not yet file information on behalf of their clients. So make sure to add any missing information to your tax card request or tax return.
Key terms: