Daily allowances and other benefits on your tax card

If you do not want Kela or another payor to withhold tax at the rate applied to wage income or at the standard tax rate, request a tax card for benefits in MyTax.

When you estimate your income for the tax card, refer to the benefit decision you have received. In the decision, you will find the information you need to estimate the amount of benefit.

Example: The basic daily allowance you receive from Kela is €32.40 a day for 22 days per month, i.e. €712.80 per month. The amount of benefit for the entire year is €8,553.60 (712.80 × 12).

Getting started

• On the MyTax home page, go to Tax card and prepayments 2024 or Tax card and prepayments 2025 and select Tax cards and prepayments.
• Select Request a new tax card.
• Select whether you are requesting a tax card for 2024 (current year) or for 2025 (next year). MyTax will automatically suggest a tax card for 2024 (current year).
• Click Select the short tax card request.

The request has 6 stages. 

Stage 1: Background

Check that the information is correct.

Click Next to proceed to the next stage.

Stage 2: Pre-completed income and deductions​

In this stage, you can see the details on which your current tax card is based. Check the information and make changes, if necessary.

If you are reporting a benefit for the first time, enter the related details in the “Other income” stage.

If you already have a tax card for benefits and you want to

• correct tax card details, select that payor's name under “Benefits”.
• add a new benefit from the same payor or a new payor, click “Add new benefit”.

Note that if you make any changes to the data on wages, MyTax will always create you a revised tax card for wages, too.

Stage 3: Other income

Select “Yes” under “Benefits” and then “Add new benefit”. Fill in the details.

At “Type of benefit”, select the payor’s name from the list, such as “General unemployment fund YTK”. If the name is not on the list, select “Other Finnish payor”. Write the payor's name in the field that opens, for example “Employment Fund”. Please note that the Business ID is not required here. If the payor is on the list, you do not need to add the payor’s address when selecting the delivery method.

You can report each type of benefit only once per payor.

You can calculate the estimated amount of benefit based on the benefit decision you have received. You can also estimate the amount of benefit yourself. For example, the amount of earnings-related unemployment allowance is approximately 60% of your pay.

Stage 4: Other deductions

• In this stage, you can report any commuting expenses, trade-union membership fees, or other such expenses.
• If you want to claim other deductions, such as credit for household expenses, go to the complete version of the request.

Stage 5: Delivery method

Enter the date from which your new tax card will be valid.

If you have previously selected the payor of the benefit from the list, the Tax Administration will deliver the tax card directly to them. For example, Kela will receive your tax card information directly from the Tax Administration.

If you selected “Other Finnish payor” and you entered the name of the payor, you must select whether you want the tax card delivered to your home address or to the payor. Add the payor’s address.

Stage 6: Preview and send ‑ Your tax card is ready 

In the “Preview and send” stage, you can see the details on which your tax card is based, as well as your tax rate (also known as the withholding rate) indicated in the tax card.

• Check that the information is correct. Click “Edit” or “Previous” to make corrections.
• If you wish to continue filling in the details later, select “Save as unfinished”. Data saved as unfinished will be stored for a month. The Tax Administration will not process the information before you have submitted it.
• Once all the details are correct, select “Submit”. You will receive an acknowledgement of receipt.