Service break in the Positive credit register's e-service and APIs on 7 January 2026 from 7 am to 9 am. See the service break schedule.

Service break in the stakeholder testing environment on 5 January from 11 pm to 3 pm. See the service break schedule.

Private individuals

Did you receive a Suomi.fi message about a credit report extract ordered by a lender? Read what “Notification of requested credit register extracts through Suomi.fi Messages” means

Incorrect data in the register – what do I do?

"Zero income" in the credit register extract – why don't grants and a self-employed person's earned income show up in the extract?

Voluntary ban on credits

Are you wondering about the register’s information on your home loan or debt arrangement? – read about how your loans are saved in the register

Read also ou frequently asked questions

Lenders

The reporting of data on loans included in the second stage of the Positive credit register has started – read our updated instructions

The period of signing up as a data notifier for the second stage of the register has ended; 167 lenders signed up

Lenders – remember to renew your certificate

Ensure the continuity of your lending business – test the new features in time

Lender – report observations or errors via our observation form

Study our instructions

General

New loan types to the Positive credit register starting in December

What is the Positive credit register?

Our contact information

Instructions on the use of the e-service

Help for managing your finances

Upcoming service breaks

News

Current issues

Stakeholder events in January

We organise stakeholder events in January for lenders that report and request data in the second stage the register.

  • 20 January 2026, 2 pm to 3.30 pm Finnish time (in Finnish)
  • 22 January 2026, 2 pm to 3.30 pm Finnish time (in English)

Read more about our stakeholder events on page: Stakeholder events   

Stakeholder events in March 2026

Our next stakeholder events for production use will be held in March 2026. Season's greetings!

Read more about our stakeholder events on page: Stakeholder events   

Subscribe to the newsletter!

Our newsletter is designed for those who take an interest in the planning, preparation and operation of the new national registration body in Finland. Positive credit register will release newsletters several times every year.