Lenders can now report second-stage loans to the register and use the loan data in consumer lending. The reporting will continue until 31 March 2026. Read more in the news article.

The e-service and credit register extracts will include loans granted to business name entrepreneurs for their business activities and loans granted to agricultral and forestry operators.

Private individuals

Did you receive a Suomi.fi message about a credit report extract ordered by a lender? Read what “Notification of requested credit register extracts through Suomi.fi Messages” means

Incorrect data in the register – what do I do?

"Zero income" in the credit register extract – why don't grants and a self-employed person's earned income show up in the extract?

Voluntary ban on credits

Are you wondering about the register’s information on your home loan or debt arrangement? – read about how your loans are saved in the register

Read also ou frequently asked questions

Lenders

The reporting of data on loans included in the second stage of the Positive credit register has started – read our updated instructions

The period of signing up as a data notifier for the second stage of the register has ended; 167 lenders signed up

Lenders – remember to renew your certificate

Ensure the continuity of your lending business – test the new features in time

Lender – report observations or errors via our observation form

Study our instructions

General

The reporting of data on loans included in the second stage of the Positive credit register has started – read our updated instructions

New loan types to the Positive credit register starting in December

What is the Positive credit register?

Our contact information

Instructions on the use of the e-service

Help for managing your finances

Upcoming service breaks

News

Current issues

Stakeholder events in December

We will hold a stakeholder event for data notifiers and lenders requesting data from the register in December 2025. During the event, we will discuss current topics related to the register, as well as upcoming changes, schedules, and guidelines.

  • 3 December 2025, 1 pm to 2:30 pm Finnish time (in Finnish) 
  • 4 December 2025, 1 pm to 2:30 pm Finnish time (in English) 

We will also hold a lender meeting about the second stage of the register in December. The event is especially for lenders that have not used the register’s data or reported data to the register in the first stage. In December’s lender meeting, we will discuss how to report data, for example. The event is held in Finnish only. 

  • 9 December 2025, 2 pm to 3.30 pm

Read more about our stakeholder events on page: Stakeholder events   

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Our newsletter is designed for those who take an interest in the planning, preparation and operation of the new national registration body in Finland. Positive credit register will release newsletters several times every year.