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  • The Positive credit register
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  • Our data protection policy

Our data protection procedure

The Positive credit register contains data on private individuals’ loans and income. You can set a voluntary ban on credits for yourself, and if you do so, it will be stored in the register. We disclose data to lenders and authorities for purposes laid down in the Act on the Positive Credit Register (739/2022).

On these pages, you can find information about the processing of personal data in the Positive credit register. For more information, click a button below.

Controller

Loan information

Customer information

Income data

Information on contact persons for business

Information on voluntary ban on credits

Communicating with the incomes register unit

Communication of the positive credit register

Online forms

Processing of matters within our competence

Disclosure of data

Your data protection rights regarding the processing of personal data

Request to view personal data

Incomes Register Unit's information security certificate

Page last updated 12/1/2025

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