Lenders can now report second-stage loans to the register and use the loan data in consumer lending. The reporting will continue until 31 March 2026. Read more in the news article.

The e-service and credit register extracts will include loans granted to business name entrepreneurs for their business activities and loans granted to agricultral and forestry operators.

Stakeholder testing: delivery report 29 August 2023

Starting 1 September 2023, you can test the APIs both for reporting data and for requesting data in the Positive credit register’s stakeholder testing environment.

  • APIs for reporting data on loan contracts
    • Requests for status information of submitted data
    • Checking of loan data
  • API for requesting credit register extracts
  • Data ordering service (authorities and credit information companies)
  • Distribution of data (authorities and credit information companies)

Known defects

Lenders and authorities – requesting of data

  • Income data is not shown in the response messages. We will make every effort to correct this in September.

Lenders – reporting data on loan contracts

  • The error messages returned by the system do not quite match the error messages described in the document ‘API processing rules and error codes’. The error codes, however, are the same as in the document.
Page last updated 8/29/2023