A disruption has been detected in the Positive credit register’s New loan and Changes to loan APIs. Because of the disruption, some individual reports are not recorded in the register. The disruption started on August 12, 2026. We have identified the problem and will fix it as soon as possible. Read more in our news article.

We apologise for any inconvenience caused.

Stakeholder testing: delivery report 1 April 2026

The following change has been released to the Positive credit register’s stakeholder testing environment for functionalities in production (API addresses “api-testi”). The change could previously be tested in the stakeholder testing environment for future functionalities (API addresses “api-testi2”).

New functionalities 

A lender with an appropriate data permission can also request credit register extracts for the following purposes of use:

  • New loan contract for a person other than a consumer (NewLoan)
  • Increase of the loan principal or credit limit of a loan granted to a person other than a consumer (IncreaseOfLoanPrincipalOrCreditLimit)
  • Change to the terms of a loan granted to a person other than a consumer (ChangesToTerms)
  • Guarantee or third-party security for a loan granted to a person other than a consumer (GuaranteeOrThirdPartyPledge).
Page last updated 4/1/2026