Lenders can now report second-stage loans to the register and use the loan data in consumer lending. The reporting will continue until 31 March 2026. Read more in the news article.

The e-service and credit register extracts will include loans granted to business name entrepreneurs for their business activities and loans granted to agricultral and forestry operators.

Delivery report on stakeholder testing, 1 December 2025

Features corresponding to the register in production were introduced into the stakeholder testing environment of the first stage of the Positive credit register.

New functionalities

Reporting data on loan contracts – API

  • Two new permissible code values at Loan’s purpose of use
  • new data item Borrower’s Business ID in the Borrower data group
  • specification at Leasing contract if Borrower’s Business ID has been reported
  • changes to requirement rules (required/optional) related to the second stage.

Checking loan data – API

  • Two new permissible code values at Loan’s purpose of use
  • new data item Borrower’s Business ID in the Borrower data group
  • changes to requirement rules (required/optional) related to the second stage.

Requesting a credit register extract – API

  • Two new code values at Loan’s purpose of use
  • new data group Business information in the credit register extract response.
Page last updated 12/1/2025