Delivery report 23 April 2025
A new version of the Positive credit register system has been published.
New functionalities
Lenders - New Loan and Changes to Loan Information
New validation value
Validation has been added to the New Loan and Changes to Loan Information APIs, in which the loan's purpose of use for a lump-sum loan is compared to the value stated in the data field Loan as referred to in the Consumer Protection Act.
- If a loan referred to in the Consumer Protection Act is a Consumer Credit (Chapter 7) or a Consumer credit linked to residential property (Chapter 7a) allowed loan's purpose of use is limited to purpose of use related to consumer credit.
Validation carried out to ensure that a report that does not conform to the schema is not entered in the register inadequately
A validation correction has been implemented in all API's for reporting data and requesting a credit register extract to ensure that a report that does not conform with the schema is not stored in the register inadequately. Now, messages containing duplicate keys that do not conform to the schema are rejected and the notifier submitting the report receives error message "A10": ”The JSON file is incorrectly formed. The file must conform to the API schema".
Validation is carried out on the following APIs:
- AddLoans
- UpdateLoans
- TerminateLoans
- Repayment
- DelayedRepayment
- GetBatchStatus
- GetLoan
- GetCreditRegisterExtract