Making payments from other countries

Every time you pay taxes it is important that you enter the correct bank account number and include the proper reference number or a message. Reference numbers and messages help us match incoming payments with the right taxpayers.

Payment instructions such as the correct bank account number of the Tax Administration, the reference number and the due date of your tax are found on your tax decision, the payment slips you have received, and in MyTax (www.tax.fi/mytax).

It may take many days to process a bank transfer from a foreign country to deposit into the Tax Administration's bank account. You should ask your local bank how long payment takes, so you can send it early enough and make sure it will arrive by the due date. If your payment arrives late, we impose a late-payment penalty charge. Please note that the amount paid must be enough to cover both the tax and any bank charges for transfer of the payment. Ask your local bank about the charges.

If your payment does not arrive at the Tax Administration's bank account for a reason related to insufficient payment details, it may be routed back to your foreign bank. In this case, you may also have to pay some additional charges.

Reference numbers help us match your payment with your tax

The Tax Administration uses the reference number to identify the type of tax and the payer.

Specific reference numbers must be used for real estate tax, additional prepayments, and self-assessed taxes (such as VAT and employers' contributions).

VAT taxpayers and employers are given their reference numbers for payments when they are registered with the Tax Administration. They can find the numbers in MyTax. Payments of real estate taxes require another reference number. It is printed on the decision on assessment and on the bank transfer slip for real estate tax. If necessary, you can phone our service number +358 29 497 026 to ask for your reference number and other instructions for payment.

When paying, use the international RF-format reference number. Enter the full RF code, including the letters 'RF'. If, for some reason, you cannot feed the code in its entirety, you can try leaving out the first four characters.

Sometimes the field reserved for the reference number does not accept the typed code – in that case, you can enter the reference in the "message" field.

Transfer tax payments require a "message" text on the bank transfer form

When paying transfer tax, it is important that you provide the "message" text that identifies your reason for paying it. This allows the Tax Administration to reconcile each payment with the right payer.

Each buyer must pay transfer tax separately. This means that the person who must pay transfer tax must create the "message" themselves, following the instructions on the Paying transfer tax page. The message must contain the buyer's name and Finnish personal identity code or Business ID. The Finnish personal or Business ID can be left out if the buyer does not have them. All the other required information must be provided. In this case, the buyer's date of birth must be included – and if the buyer is a corporate entity, its ID code.

More information on how to pay transfer tax:

Frequently asked questions

You can pay a Finnish tax from countries of the EU and certain other European countries as a SEPA payment. This is the fastest and least expensive method of payment.

SEPA stands for Single Euro Payments Area. The Single Euro Payments Area covers 34 European countries: all member states of the European Union plus Iceland, Norway, Liechtenstein, Andorra, Monaco and Switzerland.

Advantages of the SEPA transfer of payments:

  • The original payment is transferred to the beneficiary's account in full
  • SEPA transfers always have the euro as their currency
  • Payment arrives no later than on the third banking day
  • Identifier information for the bank account consists of the account number in IBAN format, and the BIC code of the bank

Payment practices and charges for transmitting payments vary from country to country. The payer must ask their bank how to make payments to Finland and how long it takes to transfer a payment. In addition, the payer must enter the reference number and message text clearly to specify the taxpayer's name and the tax to be paid.

The Finnish Tax Administration's bank details contain a BIC code and a bank account number, expressed in the international IBAN format. BIC codes allow to identify the beneficiary's bank. The main bank for payments services of the Tax Administration is the OP Bank. Its BIC code is OKOYFIHH. Finnish IBAN account numbers always begin with the country code FI.

No, we do not accept checks. When paying taxes, you have to use the bank accounts listed by the Tax Administration and transfer your payment in the euro currency.

People living outside Finland and people who are moving away from Finland must always inform the Tax Administration of their current address. Read more: Change of address.

If you stay outside Finland for a long time or if you have left Finland on a permanent basis, we recommend that you name someone who resides in Finland as your agent and let the Tax Administration know his or her name and address.

Decisions on your assessment and other correspondence from the Finnish Tax Administration will go to the agent's postal address.

 

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