You can also order a tax card in other ways
- Call our telephone service on 029 497 050.
- Complete our paper form (Application for tax card and tax prepayment).
- Visit a tax office – find the addresses and opening hours here.
Valid tax card in MyTax
You will receive a tax card in MyTax and by post at the turn of the year.
Instructions: How to find your tax card in MyTax
You can change the withholding rate at any time
If your income or deductions change, your withholding rate may be too high or low. In that case, you may want to make changes to your tax card. You can change the tax card as many times as necessary during the calendar year.
When you need a new tax card, you will need information about your income for the entire year. You will need the following information when requesting a revised tax card:
- An estimate of your income for the remainder of the year.
- Check how much income you have received so far during the year and how much tax you have paid on the income. In MyTax, you can use the information that your employer (or another payor) has reported to the Incomes Register. Alternatively, you can enter the information yourself based on your pay slip, for example.
- Up-to-date information about any deductions, such as commuting expenses, expenses for the production of income, or a credit for household expenses.
Ask your employer how to deliver the tax card
Check with the employer or payor of other income how they want to receive your tax card information. Many employers and other payors receive tax card details electronically directly from the Tax Administration. In that case, you do not need to take any action.
If the payor does not receive your tax card details electronically, you yourself must provide them for example by presenting or sending the tax card to the payor. Check with the payor how to proceed and when the information is needed. Take into account that the payor may need the tax card details for example 2 weeks before wage payment.
There are different kinds of tax cards
You may need several tax cards if you have various types of income. Read more about the most common tax card types:
- Tax card for wages
- Tax card for benefits (unemployment, parental allowance)
- Tax card for trade income
- Tax card for pension
- Tax card for seafarer's income
- Tax-at-source card and Non-resident’s tax card
Frequently asked questions
I have not made changes to my tax card during the year
- Go to MyTax and open the prepayment decision you received in December 2022. Go to the Communication tab and then click the Open decisions and letters link under Decisions and letters.
- The prepayment decision includes the amount of income you are estimated to receive during the year. The withholding rate on your tax card is based on this estimate.
- If the estimate is high enough to cover your income for the entire year, the payor will use your basic tax rate.
- If the estimate is too low, go to Tax card and prepayments and select Request a new tax card.
- If you do not change your tax card, the payor will withhold tax on the income that exceeds the income ceiling at the end of the year according to your additional withholding rate.
- If you want to avoid paying back taxes, use the tax rate calculator to estimate whether you need to change your tax rate. Request a new tax card in MyTax, if necessary.
- If you have multiple employers, you must keep track of your income ceiling by yourself. If necessary, request a new tax card or make an additional prepayment. This way, you can avoid paying back taxes.
Please note: The withholding rate on your 2023 tax card will also be used in January 2024. However, the calculation of your income restarts from zero at the beginning of the year. Your 2024 tax card will be taken into use on 1 February 2024.
I have made changes to my tax card during the year
- Go to MyTax and check the income ceiling in the section Tax card and prepayments.
- If the income ceiling seems high enough, you do not have to do anything.
- If you think the income ceiling is too low for the rest of the year, select Tax cards and prepayments and then Request a new tax card. By changing your tax rate for this year you can avoid paying back taxes next year.
- If you do not request a new tax card, the payor will withhold tax on the income that exceeds the income ceiling according to your additional withholding rate.
- If you have multiple employers, you must keep track of your income ceiling by yourself. If necessary, request a new tax card or make an additional prepayment. This way, you can avoid paying back taxes.
Please note: The withholding rate on your 2023 tax card will also be used in January 2024. However, the calculation of your income restarts from zero at the beginning of the year. Your 2024 tax card will be taken into use on 1 February 2024.
If your income changes or if the income ceiling needs to be changed, you need a new tax card. Request a new card if you change jobs, become unemployed, etc.
When you submit an order for a new tax card, you can also report some deductible expenses that you must pay this year, so that they can be taken into account and will lower your withholding rate.
Invoicing service companies have different ways of operating.
Read more about working through an invoicing service company
You do not need to request an increase for your withholding from the Tax Administration unless you are exceeding the annual income ceiling stated on your card. You can directly ask your employer or other payer of income to apply a withholding rate or additional rate higher than the rate on your tax card. Increasing the rate may be necessary if the tax rate has been calculated based on deductions that you will no longer have in 2021 (such as expenses for the production of income, or interest).
Your 2021 tax card contains an income ceiling for 11 months (from February to December). The calculation that you received enclosed with the card shows your income ceiling for 12 months.
If your income will be higher than the ceiling, you must request a new tax card.
See the guidance for using MyTax: How to order a tax card in MyTax
If your income is considerably lower or your deductions are considerably higher than what is stated on the tax decision enclosed with your tax card, you can request a lower tax rate online or at a tax office.
If you do not request a decreased tax rate, all the excess taxes withheld from your income due to your high tax rate will be refunded to you with interest. Even if you request the change later in the year, you will receive the same benefit during 2019.
Yes, you can.
If you need help, check the instructions:
When you have opened your tax card in MyTax, you can save it as a PDF file in two different ways:
- Option 1: Click Save and select PDF as the format.
- Option 2: Click Print. Select “Save As PDF”. Click Save. Select the folder where you want to save your tax card. Click Save.
Yes, you the employee can notify your employer company that you want a higher withholding percentage. Contact your employer to receive exact instructions.